/* =====================================================
   PÁGINA DE PRODUTO — template único (prefixo .pp)
   Paleta do site: amarelo #FFD200, azul-escuro #101828
   ===================================================== */

.pp {
  --pp-yellow: #FFD200;
  --pp-yellow-soft: #FFF6CC;
  --pp-ink: #101828;
  --pp-ink-2: #243244;
  --pp-text: #53627a;
  --pp-muted: #667085;
  --pp-line: #eaecf0;
  --pp-bg: #f7f8fb;
  color: var(--pp-text);
}

.pp h2, .pp h3 { color: var(--pp-ink); letter-spacing: -0.01em; }

.pp-section { padding: 64px 0; background: #fff; }
.pp-section--alt { background: var(--pp-bg); }
.pp-section--tight { padding: 8px 0 72px; }
/* Intro só com texto: sem columna de destaques, o padding inferior é redundante
   com o padding superior da secção seguinte. */
.pp-section--intro { padding-bottom: 8px; }
/* Secção que só contém apartes: sem cabeçalho, por isso não precisa dos 64px
   de respiro de uma secção normal. */
.pp-section--so-nota { padding: 36px 0; }
.pp-section--dark { background: linear-gradient(135deg, var(--pp-ink), var(--pp-ink-2)); }

.pp-eyebrow {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--pp-muted);
  margin-bottom: 8px;
}

.pp-head { max-width: 760px; margin-bottom: 32px; }
.pp-head h2 { font-size: 28px; line-height: 1.2; font-weight: 700; margin: 0; }
.pp-head h2::after {
  content: "";
  display: block;
  width: 48px;
  height: 3px;
  background: var(--pp-yellow);
  border-radius: 20px;
  margin-top: 12px;
}

/* ---------- Introdução ---------- */
.pp-intro { display: grid; gap: 32px; }
.pp-intro--split { grid-template-columns: minmax(0, 1.5fr) minmax(0, 1fr); align-items: start; }
.pp-lead { font-size: 22px; line-height: 1.45; font-weight: 600; color: var(--pp-ink); margin: 0 0 18px; }
.pp-intro__text p { font-size: 16px; line-height: 1.85; margin: 0 0 14px; max-width: 68ch; }
/* Lede colocado no topo da secção das vantagens (produtos com pouco conteúdo):
   o último parágrafo não tem margem inferior, por isso o título da secção
   precisa de respiro próprio. */
.pp-intro__text + .pp-head { margin-top: 36px; }
.pp-intro__text > *:last-child { margin-bottom: 0; }

.pp-highlights {
  list-style: none;
  margin: 0;
  padding: 28px;
  display: grid;
  gap: 22px;
  border-radius: 26px;
  background: linear-gradient(135deg, var(--pp-ink), var(--pp-ink-2));
  box-shadow: 0 20px 55px rgba(16, 24, 40, .14);
}
.pp-highlights li { display: flex; flex-direction: column; gap: 2px; }
.pp-highlights strong { font-size: 30px; line-height: 1.15; font-weight: 800; color: var(--pp-yellow); font-variant-numeric: tabular-nums; }
.pp-highlights span { font-size: 13px; color: #d0d5dd; }

/* ---------- Cartões ---------- */
.pp-grid { display: grid; gap: 20px; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }
.pp-grid--specs { grid-template-columns: repeat(auto-fit, minmax(210px, 1fr)); }
.pp-grid--blocks { grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); }

.pp-card {
  background: #fff;
  border: 1px solid var(--pp-line);
  border-radius: 22px;
  padding: 26px;
  box-shadow: 0 10px 30px rgba(16, 24, 40, .05);
}
.pp-card h3 { font-size: 18px; line-height: 1.3; font-weight: 700; margin: 0 0 8px; }
.pp-card p { font-size: 15px; line-height: 1.75; margin: 0 0 10px; }
.pp-card p:last-child { margin-bottom: 0; }
/* Cartões de bloco: texto justificado, com hifenização para não abrir buracos
   entre palavras. Nos blocos curtos de 2 linhas o efeito é quase nulo (a 1.ª
   linha já fica cheia); nota-se nos de texto corrido. */
.pp-card--block p { text-align: justify; hyphens: auto; }
/* Bloco de texto corrido: largura total do cartão, sem o tecto dos 80ch, e
   folga lateral maior. Só o crédito à habitação tem blocos deste
   comprimento, por isso a regra não afecta outras páginas. */
.pp-card--wide { grid-column: 1 / -1; padding: 36px 44px; }
.pp-card--wide p { max-width: none; }

/* Bloco do tipo "nota": um aparte, não um cartão. Ocupa a largura toda da
   grelha e assenta na superfície escura da marca, para se distinguir dos cartões
   brancos com aro e sombra acima. Sem ícone (todos os cartões têm) e sem h3 — o
   rótulo é um lemma, não um título de cartão.
   O fundo escuro é deliberado: qualquer tom claro ficava a <1.5:1 do branco dos
   cartões, ou seja, "cor diferente" sem diferença visível. Aqui o texto branco
   sobre #101828 dá 17.75:1 e o amarelo do rótulo 12.23:1. */
.pp-nota {
  grid-column: 1 / -1;
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 8px 20px;
  margin: 0;
  padding: 26px 32px;
  border-radius: 16px;
  border-left: 5px solid var(--pp-yellow);
  background: linear-gradient(135deg, var(--pp-ink), var(--pp-ink-2));
  color: #fff;
}
.pp-nota__label {
  flex: 0 0 auto;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: var(--pp-yellow);
  white-space: nowrap;
}
.pp-nota__texto { flex: 1 1 340px; }
.pp-nota__texto p { color: #fff; text-align: justify; hyphens: auto; }

/* Imagem da secção (ex.: apoio ao cliente nos cartões).
   Sem o span total, a figura fica como item normal da grelha — à direita dos
   cartões, na mesma linha. O mínimo baixa para a figura caber lado a lado. */
.pp-grid--blocks--com-imagem { grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); }
.pp-figure { padding: 0; overflow: hidden; }
.pp-figure img { display: block; width: 100%; height: 100%; max-height: 420px; object-fit: cover; transition: transform .35s ease; }
.pp-figure:hover img { transform: scale(1.07); }
.pp-card--spec { padding: 22px; }
.pp-spec-value { font-size: 19px !important; line-height: 1.4 !important; font-weight: 700; color: var(--pp-ink); margin: 0 !important; }

/* Cards de "Documentos necessários" */
.pp-card--req {
  position: relative;
  overflow: hidden;
  padding-bottom: 28px;
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.pp-card--req::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 3px;
  background: var(--pp-yellow);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .3s ease;
}
.pp-card--req::after {
  content: "";
  position: absolute;
  right: -44px;
  top: -44px;
  width: 104px;
  height: 104px;
  border-radius: 50%;
  background: var(--pp-yellow-soft);
  opacity: .55;
}
.pp-card--req > * { position: relative; }
.pp-card--req:hover { transform: translateY(-4px); border-color: #f5e29a; box-shadow: 0 18px 42px rgba(16, 24, 40, .09); }
.pp-card--req:hover::before { transform: scaleX(1); }
.pp-grid--req { gap: 18px; }

.pp-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 46px;
  height: 46px;
  border-radius: 14px;
  background: var(--pp-yellow-soft);
  color: var(--pp-ink);
  font-size: 18px;
  margin-bottom: 16px;
}
.pp-card--spec .pp-icon { margin-bottom: 12px; }

/* ---------- Passos ---------- */
.pp-section--dark .pp-head h2 { color: #fff; }
.pp-section--dark .pp-eyebrow { color: var(--pp-yellow); }

.pp-steps {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 20px;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
}
.pp-steps li {
  padding: 26px;
  border-radius: 22px;
  background: rgba(255, 255, 255, .06);
  border: 1px solid rgba(255, 255, 255, .12);
}
.pp-step-number { display: block; font-size: 32px; font-weight: 800; color: var(--pp-yellow); line-height: 1; margin-bottom: 14px; font-variant-numeric: tabular-nums; }
.pp-steps h3 { color: #fff; font-size: 18px; margin: 0 0 8px; }
.pp-steps p { color: #d0d5dd; font-size: 14px; line-height: 1.7; margin: 0; }

/* ---------- Listas ---------- */
.pp-lists { display: grid; gap: 24px; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); }
.pp-list-box { border-radius: 26px; padding: 32px; background: var(--pp-bg); }
.pp-list-box h2 { font-size: 24px; margin: 0 0 18px; }
.pp-list-box--dark { background: linear-gradient(135deg, var(--pp-ink), var(--pp-ink-2)); }
.pp-list-box--dark h2 { color: #fff; }
.pp-list-box--dark .pp-eyebrow { color: var(--pp-yellow); }

.pp-checklist { list-style: none; margin: 0; padding: 0; display: grid; gap: 12px; }
.pp-checklist li { position: relative; padding-left: 30px; font-size: 15px; line-height: 1.6; }
.pp-checklist li::before {
  content: "\f00c";
  font-family: "Font Awesome 6 Free";
  font-weight: 900;
  position: absolute;
  left: 0;
  top: 1px;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--pp-yellow);
  color: var(--pp-ink);
  font-size: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.pp-tags { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: 10px; }
.pp-tags li {
  padding: 9px 16px;
  border-radius: 999px;
  font-size: 13px;
  font-weight: 600;
  color: #fff;
  background: rgba(255, 255, 255, .1);
  border: 1px solid rgba(255, 255, 255, .18);
}

/* ---------- Documentos ---------- */
.pp-docs { list-style: none; margin: 0; padding: 0; display: grid; gap: 18px; grid-template-columns: repeat(auto-fit, minmax(270px, 1fr)); }
.pp-docs li { display: flex; }
.pp-docs .pp-doc {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 12px;
  padding: 24px;
  border-radius: 22px;
  background: #fff;
  border: 1px solid var(--pp-line);
  color: var(--pp-ink);
  text-decoration: none;
  transition: border-color .2s ease, transform .2s ease, box-shadow .2s ease;
}
.pp-docs .pp-doc:hover { border-color: var(--pp-yellow); transform: translateY(-2px); box-shadow: 0 12px 30px rgba(16, 24, 40, .08); }
.pp-docs .pp-doc:focus-within { border-color: var(--pp-yellow); }
.pp-doc__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 46px;
  height: 46px;
  border-radius: 14px;
  background: var(--pp-yellow-soft);
  color: var(--pp-ink);
  font-size: 18px;
}
.pp-doc__title { flex: 1; font-weight: 700; font-size: 15px; line-height: 1.55; }
.pp-doc__actions { display: flex; flex-wrap: wrap; gap: 8px; margin-top: auto; }
.pp-doc__action {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 9px 16px;
  border-radius: 11px;
  background: var(--pp-yellow);
  color: var(--pp-ink);
  font-size: 13px;
  font-weight: 700;
  text-decoration: none;
  transition: background .2s ease;
}
.pp-doc__action--dl { background: var(--pp-bg); border: 1px solid var(--pp-line); }
.pp-docs .pp-doc:hover .pp-doc__action { background: #ffe45c; }
.pp-doc__action:focus-visible { outline: 3px solid var(--pp-ink); outline-offset: 2px; }

/* ---------- Chamada final ---------- */
.pp-cta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
  padding: 40px;
  border-radius: 30px;
  background: linear-gradient(135deg, var(--pp-ink), var(--pp-ink-2));
  box-shadow: 0 20px 55px rgba(16, 24, 40, .14);
}
.pp-cta h2 { color: #fff; font-size: 26px; line-height: 1.25; margin: 0 0 10px; }
.pp-cta p { color: #d0d5dd; font-size: 15px; line-height: 1.8; margin: 0; max-width: 60ch; }
.pp-btn {
  flex-shrink: 0;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 24px;
  border-radius: 15px;
  background: var(--pp-yellow);
  color: var(--pp-ink);
  font-size: 14px;
  font-weight: 700;
  text-decoration: none;
  transition: transform .25s ease, background .25s ease;
}
.pp-btn:hover { background: #ffe45c; color: var(--pp-ink); transform: translateY(-3px); }
.pp-btn:focus-visible { outline: 3px solid var(--pp-ink); outline-offset: 2px; }

/* ---------- Ajuda ---------- */
.pp-help {
  display: flex;
  align-items: center;
  gap: 22px;
  padding: 26px 30px;
  border-radius: 24px;
  background: var(--pp-yellow-soft);
  border: 1px solid #f5e29a;
}
.pp-help .pp-icon { margin: 0; background: #fff; flex-shrink: 0; }
.pp-help h3 { font-size: 18px; margin: 0 0 4px; }
.pp-help p { margin: 0; font-size: 14px; }
.pp-help > div:nth-child(2) { flex: 1; }
.pp-help__actions { display: flex; flex-wrap: wrap; gap: 10px; }
.pp-help__actions a {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 16px;
  border-radius: 12px;
  background: #fff;
  color: var(--pp-ink);
  font-size: 13px;
  font-weight: 700;
  text-decoration: none;
  border: 1px solid #f0dc8a;
}
.pp-help__actions a:hover { background: var(--pp-ink); color: #fff; border-color: var(--pp-ink); }

/* ---------- Responsivo ---------- */
@media (max-width: 860px) {
  .pp-section { padding: 48px 0; }
  .pp-intro--split { grid-template-columns: 1fr; }
  .pp-cta { flex-direction: column; align-items: flex-start; padding: 30px 26px; }
  .pp-help { flex-direction: column; align-items: flex-start; }
  .pp-head h2 { font-size: 24px; }
  .pp-lead { font-size: 19px; }
}
@media (max-width: 576px) {
  .pp-head h2 { font-size: 20px; line-height: 1.25; }
  .pp-lead { font-size: 17px; line-height: 1.5; }
  .pp-highlights strong { font-size: 24px; }
  .pp-section { padding: 40px 0; }
}

/* Cartão de ajuda escuro (Empresas) */
.pp-help--dark { background: var(--pp-ink); border-color: var(--pp-ink); }
.pp-help--dark h3 { color: #fff; }
.pp-help--dark p { color: #d0d5dd; }
.pp-help--dark .pp-icon { background: var(--pp-yellow); }
.pp-help--dark .pp-help__actions a { background: rgba(255, 255, 255, .08); color: #fff; border-color: rgba(255, 255, 255, .18); }
.pp-help--dark .pp-help__actions a:hover { background: var(--pp-yellow); color: var(--pp-ink); border-color: var(--pp-yellow); }

/* =====================================================
   VARIANTE EMPRESAS (.ppe)
   ===================================================== */
.ppe-section { padding: 58px 0; background: #fff; }
.ppe-section--end { padding: 0 0 72px; }
.ppe-head { max-width: 800px; margin-bottom: 34px; }
.ppe-head span, .ppe-content > span, .ppe-section-head span, .ppe-cta span {
  display: inline-block; font-size: 11px; font-weight: 800; letter-spacing: .14em;
  text-transform: uppercase; color: #8a6d00; margin-bottom: 8px;
}
.ppe-head h2 { font-size: 30px; font-weight: 800; color: var(--pp-ink); margin: 0 0 14px; }
.ppe-head h2::after, .ppe-section-head h3::after {
  content: ""; display: block; width: 48px; height: 3px; background: var(--pp-yellow); border-radius: 20px; margin-top: 12px;
}
.ppe-head p { font-size: 15px; line-height: 1.85; color: var(--pp-muted); margin: 0; }

.ppe-hero { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, .85fr); gap: 30px; margin-bottom: 48px; align-items: start; }
.ppe-hero--single { grid-template-columns: 1fr; }
.ppe-content { background: #fcfcfd; border: 1px solid #eef2f6; border-radius: 26px; padding: 34px; }
.ppe-content p { font-size: 15px; line-height: 1.85; color: var(--pp-muted); margin: 0 0 14px; }
.ppe-highlights { display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 14px; margin: 26px 0; }
.ppe-highlights div { background: #fff; border: 1px solid #eef2f6; border-radius: 18px; padding: 18px; min-width: 0; overflow-wrap: anywhere; }
.ppe-highlights strong { display: block; font-size: 20px; color: var(--pp-ink); margin-bottom: 4px; }
.ppe-highlights small { color: var(--pp-muted); font-size: 13px; }
.ppe-btn {
  display: inline-flex; padding: 13px 22px; background: var(--pp-ink); color: #fff; border-radius: 999px;
  text-decoration: none; font-weight: 700; font-size: 14px; transition: background .25s ease, color .25s ease;
}
.ppe-btn:hover { background: var(--pp-yellow); color: var(--pp-ink); }

.ppe-card { background: var(--pp-ink); border-radius: 26px; padding: 34px; position: relative; overflow: hidden; }
.ppe-card::after {
  content: ""; position: absolute; width: 260px; height: 260px; border-radius: 50%;
  background: rgba(255, 210, 0, .12); right: -100px; top: -100px;
}
.ppe-card-top { display: flex; justify-content: space-between; align-items: flex-start; gap: 16px; margin-bottom: 28px; position: relative; z-index: 1; }
.ppe-card-top span { color: var(--pp-yellow); font-size: 11px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
.ppe-card-icon {
  width: 56px; height: 56px; border-radius: 18px; background: var(--pp-yellow); color: var(--pp-ink);
  display: flex; align-items: center; justify-content: center; font-size: 22px;
}
.ppe-card h3 { color: #fff; font-size: 24px; line-height: 1.3; margin: 0 0 14px; position: relative; z-index: 1; }
.ppe-card p { color: #d0d5dd; font-size: 15px; line-height: 1.8; margin: 0 0 12px; position: relative; z-index: 1; }

.ppe-section-head { margin: 0 0 25px; }
.ppe-section-head h3 { font-size: 24px; font-weight: 800; color: var(--pp-ink); margin: 0; }
.ppe-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 18px; margin-bottom: 48px; }
.ppe-item { background: #fff; border: 1px solid #eef2f6; border-radius: 22px; padding: 24px; }
.ppe-item i {
  width: 50px; height: 50px; background: var(--pp-yellow); border-radius: 15px; color: var(--pp-ink);
  display: flex; align-items: center; justify-content: center; margin-bottom: 15px; font-size: 18px;
}
.ppe-item h4 { font-size: 17px; margin: 0 0 8px; color: var(--pp-ink); }
.ppe-item p { font-size: 14.5px; line-height: 1.75; color: var(--pp-muted); margin: 0; }
.ppe-item--accent { background: var(--pp-ink); border-color: var(--pp-ink); }
.ppe-item--accent h4 { color: #fff; }
.ppe-item--accent p { color: #d0d5dd; }

.ppe-steps { list-style: none; margin: 0 0 48px; padding: 0; display: grid; grid-template-columns: repeat(auto-fit, minmax(210px, 1fr)); gap: 18px; }
.ppe-steps li { background: #fcfcfd; border: 1px solid #eef2f6; border-radius: 22px; padding: 24px; }
.ppe-steps b {
  display: inline-flex; align-items: center; justify-content: center; width: 42px; height: 42px; border-radius: 14px;
  background: var(--pp-yellow); color: var(--pp-ink); font-size: 15px; font-variant-numeric: tabular-nums; margin-bottom: 14px;
}
.ppe-steps h4 { font-size: 17px; margin: 0 0 6px; color: var(--pp-ink); }
.ppe-steps p { font-size: 14px; line-height: 1.7; color: var(--pp-muted); margin: 0; }

.ppe-process { display: grid; grid-template-columns: 1.1fr .9fr; gap: 30px; margin-bottom: 48px; align-items: start; }
.ppe-process--single { grid-template-columns: 1fr; }
.ppe-process-content { background: #fcfcfd; border: 1px solid #eef2f6; border-radius: 26px; padding: 30px 34px; }
.ppe-process-content > span { display: block; color: #8a6d00; font-size: 11px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; margin-bottom: 10px; }
.ppe-process-content h3 { font-size: 22px; font-weight: 800; color: var(--pp-ink); margin: 0 0 14px; }
.ppe-process-content h3:not(:first-child) { margin-top: 28px; }
.ppe-process-content p { font-size: 15px; line-height: 1.85; color: var(--pp-muted); margin: 0 0 12px; max-width: 78ch; }
.ppe-info { display: grid; gap: 14px; }
.ppe-process--single .ppe-info { grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); }
.ppe-info-box { background: var(--pp-ink); border-radius: 18px; padding: 18px 20px; }
.ppe-info-box strong { display: block; color: var(--pp-yellow); font-size: 14px; margin-bottom: 4px; }
.ppe-info-box span { color: #e4e7ec; font-size: 14px; line-height: 1.6; }

.ppe-checklist { list-style: none; margin: 0 0 48px; padding: 0; display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 12px; }
.ppe-checklist li { position: relative; border: 1px solid #eef2f6; border-radius: 16px; padding: 14px 16px 14px 46px; background: #fff; }
.ppe-checklist li::before {
  content: "\f00c"; font-family: "Font Awesome 6 Free"; font-weight: 900; position: absolute; left: 14px; top: 15px;
  width: 20px; height: 20px; border-radius: 50%; background: var(--pp-yellow); color: var(--pp-ink);
  font-size: 10px; display: flex; align-items: center; justify-content: center;
}
.ppe-checklist strong { display: block; color: var(--pp-ink); font-size: 15px; }
.ppe-checklist span { display: block; color: var(--pp-muted); font-size: 14px; margin-top: 2px; }
.ppe-checklist--plain { grid-template-columns: 1fr; }
.ppe-bullets { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 30px; }
.ppe-tags { list-style: none; margin: 0 0 48px; padding: 0; display: flex; flex-wrap: wrap; gap: 10px; }
.ppe-tags li { padding: 9px 16px; border-radius: 999px; font-size: 13px; font-weight: 600; color: var(--pp-ink); background: var(--pp-yellow-soft); border: 1px solid #f5e29a; }

.ppe-cta {
  display: flex; align-items: center; justify-content: space-between; gap: 28px; margin-bottom: 24px;
  background: var(--pp-ink); border-radius: 28px; padding: 36px;
}
.ppe-cta span { color: var(--pp-yellow); }
.ppe-cta h3 { color: #fff; font-size: 24px; line-height: 1.3; margin: 0 0 10px; }
.ppe-cta p { color: #d0d5dd; font-size: 15px; line-height: 1.8; margin: 0; max-width: 62ch; }
.ppe-cta a {
  flex-shrink: 0; padding: 15px 24px; border-radius: 15px; background: var(--pp-yellow); color: var(--pp-ink);
  font-size: 14px; font-weight: 700; text-decoration: none; transition: transform .25s ease, background .25s ease;
}
.ppe-cta a:hover { background: #ffe45c; transform: translateY(-3px); }

/* =====================================================
   VARIANTE PREMIUM / PRIVATE-PRAZO (.ppp)
   ===================================================== */
.ppp-section { padding: 70px 0; background: var(--pp-bg); }
.ppp-head { max-width: 760px; margin-bottom: 32px; }
.ppp-head span, .ppp-text > span, .ppp-final span {
  display: inline-block; font-size: 11px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase;
  color: var(--pp-muted); margin-bottom: 8px;
}
.ppp-head h2 { font-size: 26px; font-weight: 700; color: var(--pp-ink); margin: 0 0 12px; }
.ppp-head h2::after { content: ""; display: block; width: 48px; height: 3px; background: var(--pp-yellow); border-radius: 20px; margin-top: 10px; }
.ppp-head p { font-size: 15px; line-height: 1.8; color: var(--pp-text); margin: 0; }

.ppp-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; margin-bottom: 32px; }
.ppp-card { background: #fff; border-radius: 24px; padding: 26px 22px; box-shadow: 0 16px 45px rgba(16, 24, 40, .06); transition: transform .35s ease, box-shadow .35s ease; }
.ppp-card:hover { transform: translateY(-8px); box-shadow: 0 24px 60px rgba(16, 24, 40, .12); }
.ppp-card i {
  width: 52px; height: 52px; border-radius: 16px; background: var(--pp-yellow); color: var(--pp-ink);
  display: flex; align-items: center; justify-content: center; font-size: 20px; margin-bottom: 18px;
}
.ppp-card h3 { font-size: 17px; color: var(--pp-ink); margin: 0 0 10px; }
.ppp-card p { color: var(--pp-muted); font-size: 14.5px; line-height: 1.75; margin: 0; }

.ppp-content { display: grid; grid-template-columns: 1.1fr .9fr; gap: 24px; margin-bottom: 32px; }
.ppp-content--single { grid-template-columns: 1fr; }
.ppp-text, .ppp-box { background: #fff; border-radius: 24px; padding: 30px; box-shadow: 0 16px 45px rgba(16, 24, 40, .06); }
.ppp-text h3, .ppp-box h3 { color: var(--pp-ink); font-size: 22px; line-height: 1.3; margin: 0 0 14px; }
.ppp-text p { color: var(--pp-muted); font-size: 15px; line-height: 1.85; margin: 0 0 12px; }
.ppp-box { background: var(--pp-ink); }
.ppp-box h3 { color: #fff; }
.ppp-box ul { list-style: none; margin: 18px 0 0; padding: 0; }
.ppp-box li { position: relative; padding: 10px 0 10px 28px; color: #d0d5dd; font-size: 14.5px; border-top: 1px solid rgba(255, 255, 255, .08); }
.ppp-box li::before {
  content: "\f00c"; font-family: "Font Awesome 6 Free"; font-weight: 900; position: absolute; left: 0; top: 11px;
  width: 18px; height: 18px; border-radius: 50%; background: var(--pp-yellow); color: var(--pp-ink);
  font-size: 9px; display: flex; align-items: center; justify-content: center;
}
.ppp-blocks { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 24px; margin-bottom: 32px; }

.ppp-final { background: var(--pp-ink); border-radius: 28px; padding: 34px; display: flex; justify-content: space-between; align-items: center; gap: 30px; }
.ppp-final span { color: var(--pp-yellow); }
.ppp-final h3 { color: #fff; font-size: 24px; line-height: 1.3; margin: 0 0 12px; }
.ppp-final p { color: #d0d5dd; font-size: 15px; line-height: 1.8; margin: 0; max-width: 720px; }
.ppp-final a {
  flex-shrink: 0; display: inline-flex; align-items: center; gap: 10px; background: var(--pp-yellow); color: var(--pp-ink);
  padding: 15px 22px; border-radius: 16px; text-decoration: none; font-size: 14px; font-weight: 700; transition: transform .35s ease, background .35s ease;
}
.ppp-final a:hover { background: #ffe45c; transform: translateY(-3px); }

/* =====================================================
   VARIANTE PRIVATE BANKING (.ppv) — acento dourado
   ===================================================== */
.ppv { --pp-gold: #c9a24d; --pp-gold-ink: #8b6b2e; --pp-night: #111827; }
.ppv-section { padding: 80px 0; background: #fff; }
.ppv-head { max-width: 850px; margin-bottom: 50px; }
.ppv-head span { display: inline-block; font-size: 11px; font-weight: 700; letter-spacing: .15em; text-transform: uppercase; color: var(--pp-gold-ink); margin-bottom: 10px; }
.ppv-head h2 { font-size: 34px; font-weight: 700; color: var(--pp-night); margin: 0 0 18px; }
.ppv-head h2::after { content: ""; display: block; width: 55px; height: 3px; background: var(--pp-gold); margin-top: 12px; }
.ppv-head p { color: var(--pp-muted); line-height: 1.9; font-size: 15px; margin: 0; }

.ppv-hero { display: grid; grid-template-columns: 1.2fr .8fr; gap: 40px; align-items: start; margin-bottom: 50px; }
.ppv-hero--single { grid-template-columns: 1fr; }
.ppv-highlight { margin-bottom: 30px; }
.ppv-highlight p { color: var(--pp-muted); line-height: 1.9; font-size: 15px; margin: 0 0 12px; max-width: 70ch; }
.ppv-features { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
.ppv-card { display: flex; gap: 16px; align-items: flex-start; padding: 22px; border: 1px solid #eceef2; border-radius: 20px; background: #fff; }
.ppv-card i {
  flex-shrink: 0; width: 46px; height: 46px; border-radius: 50%; background: #f6efdd; color: var(--pp-gold-ink);
  display: flex; align-items: center; justify-content: center; font-size: 18px;
}
.ppv-card h4 { font-size: 16px; color: var(--pp-night); margin: 0 0 6px; }
.ppv-card p { color: var(--pp-muted); font-size: 14px; line-height: 1.7; margin: 0; }

.ppv-panel { background: var(--pp-night); border-radius: 24px; padding: 34px; }
.ppv-panel span { display: inline-block; font-size: 11px; font-weight: 700; letter-spacing: .15em; text-transform: uppercase; color: var(--pp-gold); margin-bottom: 10px; }
.ppv-panel h3 { color: #fff; font-size: 24px; margin: 0 0 16px; }
.ppv-panel ul { list-style: none; margin: 0; padding: 0; }
.ppv-panel li { position: relative; padding: 11px 0 11px 30px; color: #d0d5dd; font-size: 14.5px; border-top: 1px solid rgba(255, 255, 255, .08); }
.ppv-panel li::before {
  content: "\f00c"; font-family: "Font Awesome 6 Free"; font-weight: 900; position: absolute; left: 0; top: 12px;
  width: 18px; height: 18px; border-radius: 50%; background: var(--pp-gold); color: var(--pp-night);
  font-size: 9px; display: flex; align-items: center; justify-content: center;
}

.ppv-bottom { display: grid; grid-template-columns: 1.1fr .9fr; gap: 40px; align-items: start; }
.ppv-bottom--single { grid-template-columns: 1fr; }
.ppv-info h3 { font-size: 22px; color: var(--pp-night); margin: 0 0 12px; }
.ppv-info h3:not(:first-child) { margin-top: 26px; }
.ppv-info p { color: var(--pp-muted); line-height: 1.9; font-size: 15px; margin: 0 0 12px; max-width: 70ch; }
.ppv-cta { background: var(--pp-night); border-radius: 24px; padding: 32px; }
.ppv-cta h4 { color: #fff; font-size: 20px; line-height: 1.35; margin: 0 0 10px; }
.ppv-cta p { color: #d0d5dd; font-size: 14.5px; line-height: 1.8; margin: 0 0 20px; }
.ppv-btn {
  display: inline-flex; padding: 13px 22px; border-radius: 12px; background: var(--pp-gold); color: var(--pp-night);
  font-size: 14px; font-weight: 700; text-decoration: none; transition: background .25s ease, transform .25s ease;
}
.ppv-btn:hover { background: #d9b565; color: var(--pp-night); transform: translateY(-2px); }

/* ---------- Responsivo das variantes ---------- */
@media (max-width: 1100px) {
  .ppe-hero { grid-template-columns: 1fr; }
  .ppp-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 900px) {
  .ppe-process, .ppp-content, .ppv-hero, .ppv-bottom { grid-template-columns: 1fr; }
  .ppe-cta, .ppp-final { flex-direction: column; align-items: flex-start; }
  .ppv-features { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
  .ppe-section { padding: 44px 0; }
  .ppe-head h2, .ppv-head h2 { font-size: 26px; }
  .ppe-content, .ppe-card, .ppe-cta { padding: 26px; }
  .ppp-section, .ppv-section { padding: 50px 0; }
  .ppp-grid { grid-template-columns: 1fr; }
  .ppp-final a, .ppe-cta a { width: 100%; justify-content: center; text-align: center; }
}

/* =====================================================
   VARIANTES DE PARTICULARES (.ppc): cabeçalho + hero escuro
   ===================================================== */
.ppc-section { padding: 64px 0 24px; background: #fff; }
.ppc-head { max-width: 820px; margin-bottom: 30px; }
.ppc-head span, .ppc-hero__text > span {
  display: inline-block; font-size: 11px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; margin-bottom: 8px;
}
.ppc-head span { color: #8a6d00; }
.ppc-head h2 { font-size: 30px; font-weight: 800; color: var(--pp-ink); margin: 0 0 14px; }
.ppc-head h2::after { content: ""; display: block; width: 48px; height: 3px; background: var(--pp-yellow); border-radius: 20px; margin-top: 12px; }
.ppc-head p { font-size: 15px; line-height: 1.85; color: var(--pp-muted); margin: 0; }

.ppc-hero {
  display: grid; grid-template-columns: minmax(0, 1.5fr) minmax(0, 1fr); gap: 28px; align-items: stretch;
  padding: 36px; border-radius: 30px; background: linear-gradient(135deg, var(--pp-ink), var(--pp-ink-2));
  box-shadow: 0 20px 55px rgba(16, 24, 40, .14);
}
.ppc-hero--single { grid-template-columns: 1fr; }
.ppc-hero__text > span { color: var(--pp-yellow); }
.ppc-hero__text p { color: #d0d5dd; font-size: 15px; line-height: 1.85; margin: 0 0 14px; max-width: 66ch; }
.ppc-hero__actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 22px; }
.ppc-btn {
  display: inline-flex; align-items: center; gap: 10px; padding: 14px 22px; border-radius: 15px; background: var(--pp-yellow);
  color: var(--pp-ink); font-size: 14px; font-weight: 700; text-decoration: none; transition: transform .25s ease, background .25s ease;
}
.ppc-btn:hover { background: #ffe45c; color: var(--pp-ink); transform: translateY(-3px); }
.ppc-btn--ghost { background: rgba(255, 255, 255, .1); color: #fff; border: 1px solid rgba(255, 255, 255, .22); }
.ppc-btn--ghost:hover { background: rgba(255, 255, 255, .2); color: #fff; }
.ppc-hero__stats { list-style: none; margin: 0; padding: 26px; display: grid; gap: 20px; align-content: center; background: #fff; border-radius: 24px; }
.ppc-hero__stats strong { display: block; font-size: 30px; line-height: 1.15; font-weight: 800; color: var(--pp-ink); font-variant-numeric: tabular-nums; }
.ppc-hero__stats span { font-size: 13px; color: var(--pp-muted); }

/* Botão após os passos e cartões de contacto (partilhados) */
.pp-steps__cta { margin: 28px 0 0; }
.pp-contacts { list-style: none; margin: 8px 0 0; padding: 0; display: grid; gap: 12px; }
.pp-contacts li { display: flex; flex-direction: column; gap: 2px; padding: 12px 0; border-top: 1px solid var(--pp-line); }
.pp-contacts li:first-child { border-top: 0; padding-top: 0; }
.pp-contacts span { font-size: 12px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: var(--pp-muted); }
.pp-contacts a, .pp-contacts strong { font-size: 18px; font-weight: 700; color: var(--pp-ink); text-decoration: none; }
.pp-contacts a:hover { text-decoration: underline; text-decoration-color: var(--pp-yellow); text-underline-offset: 4px; }

@media (max-width: 900px) {
  .ppc-hero { grid-template-columns: 1fr; padding: 28px 24px; }
}
@media (max-width: 768px) {
  .ppc-section { padding: 44px 0 16px; }
  .ppc-head h2 { font-size: 26px; }
  .ppc-btn { width: 100%; justify-content: center; }
}

@media (prefers-reduced-motion: reduce) {
  .pp-docs .pp-doc, .pp-card--req, .pp-btn, .ppe-btn, .ppe-cta a, .ppp-card, .ppp-final a, .ppv-btn, .ppc-btn { transition: none; }
  .ppp-card:hover, .pp-card--req:hover, .pp-docs .pp-doc:hover { transform: none; }
  .pp-figure img { transition: none; }
  .pp-figure:hover img { transform: none; }
}

/* ---------- Grupos de vantagens, imagem de produto e cartão de destaque ---------- */
.pp-group + .pp-group { margin-top: 36px; }
.pp-group__title { font-size: 19px; font-weight: 700; color: var(--pp-ink); margin: 0 0 18px; }
.ppe-group__title { font-size: 17px; font-weight: 700; color: var(--pp-ink); margin: 0 0 16px; }
.ppe-group + .ppe-group { margin-top: 30px; }

.ppe-card__image { position: relative; z-index: 1; margin: 22px 0 0; border-radius: 18px; overflow: hidden; background: rgba(255, 255, 255, .06); }
.ppe-card__image img { display: block; width: 100%; height: auto; max-height: 260px; object-fit: contain; }

.ppc-hero__side { display: grid; gap: 18px; align-content: center; min-width: 0; }
.ppc-hero__side .ppc-hero__stats { align-content: start; }
.ppc-hero__image {
  margin: 0; padding: 18px; border-radius: 24px; background: rgba(255, 255, 255, .08);
  display: flex; align-items: center; justify-content: center;
}
.ppc-hero__image img { display: block; width: 100%; max-width: 380px; height: auto; max-height: 260px; object-fit: contain; border-radius: 12px; }
.ppc-hero__placeholder {
  display: flex; align-items: center; justify-content: center; text-align: center; min-height: 190px; padding: 24px;
  border-radius: 24px; border: 1px dashed rgba(255, 255, 255, .28); color: #d0d5dd; font-size: 14px;
}
.ppc-hero__card { padding: 24px; border-radius: 24px; background: rgba(255, 255, 255, .08); border: 1px solid rgba(255, 255, 255, .16); }
.ppc-hero__card span { display: block; color: var(--pp-yellow); font-size: 11px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; margin-bottom: 10px; }
.ppc-hero__card h3 { color: #fff; font-size: 20px; line-height: 1.3; margin: 0 0 8px; }
.ppc-hero__card p { color: #d0d5dd; font-size: 14px; line-height: 1.7; margin: 0; }

.ppv-image { margin: 0 0 24px; border-radius: 22px; overflow: hidden; }
.ppv-image img { display: block; width: 100%; height: auto; max-height: 340px; object-fit: cover; }

/* ---------- Pedido de atendimento Private Banking (janela) ---------- */
.ppv-modal { position: fixed; inset: 0; z-index: 2000000; /* acima do cabeçalho (999999) */ display: none; align-items: flex-start; justify-content: center; padding: 24px 16px; overflow-y: auto; background: rgba(8, 12, 20, .72); }
.ppv-modal.is-open { display: flex; }
.ppv-modal__panel { position: relative; width: 100%; max-width: 680px; margin: auto; padding: 34px; border-radius: 26px; background: #fff; box-shadow: 0 30px 80px rgba(0, 0, 0, .35); }
.ppv-modal__close { position: absolute; top: 16px; right: 16px; width: 38px; height: 38px; border: 0; border-radius: 50%; background: #f2f4f7; color: var(--pp-ink); cursor: pointer; }
.ppv-modal__close:hover { background: #e4e7ec; }
.ppv-modal__head span { color: #8a6d00; font-size: 11px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
.ppv-modal__head h3 { margin: 8px 0 8px; font-size: 24px; font-weight: 800; color: var(--pp-ink); }
.ppv-modal__head p { margin: 0 0 22px; color: var(--pp-muted); font-size: 14px; line-height: 1.7; }
.ppv-modal__grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 16px; }
.ppv-field { display: block; margin: 0 0 16px; padding: 0; border: 0; min-width: 0; }
.ppv-field label, .ppv-field legend { display: block; margin: 0 0 6px; padding: 0; font-size: 13px; font-weight: 700; color: var(--pp-ink); }
.ppv-field input[type="text"], .ppv-field input[type="tel"], .ppv-field input[type="email"], .ppv-field select, .ppv-field textarea {
  width: 100%; padding: 12px 14px; border: 1px solid #d0d5dd; border-radius: 12px; font: inherit; font-size: 14px; color: var(--pp-ink); background: #fff;
}
.ppv-field input:focus, .ppv-field select:focus, .ppv-field textarea:focus { outline: 2px solid var(--pp-gold); outline-offset: 1px; border-color: var(--pp-gold); }
.ppv-checks { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 8px 16px; }
.ppv-checks label { display: flex; align-items: center; gap: 8px; margin: 0; font-weight: 500; cursor: pointer; }
.ppv-modal__submit { width: 100%; justify-content: center; border: 0; cursor: pointer; }
@media (max-width: 640px) {
  .ppv-modal__panel { padding: 26px 20px; }
  .ppv-modal__grid, .ppv-checks { grid-template-columns: 1fr; }
}